Karen Datko, lead blogger, is a veteran journalist in small-town Montana, where her mortgage is $310 a month.
Teresa Mears is a veteran writer in Florida. She doesn't clip coupons, but she does shop at Goodwill.
Donna Freedman, our "Living With Less" columnist, is a student, freelance writer and handywoman in Washington.
Subscribe to this blog RSS feed
Message Board
- Honestly, what you rather get for $40 other than roses?
(5 messages)
- Your Very BEST Money Saving Recipes?
(34 messages)
- A man returned boxes & boxes of toys in wally's today no receipt!
(17 messages)
- It's Certainly Been Covered Many Times Before--Tips for building an EF??
(15 messages)
- Words of Encouragement?
(22 messages)
Blogs We Like
Alaska doesn't want you
State advises that if you plan to move there, you should have a job lined up first.
We heard a fascinating tidbit in a weekend CNN report about how the recession has finally arrived in beautiful Alaska, where the official unemployment rate is now 8.4%, and much higher in the Bush.
The job market is so tight that the state now posts a caution on its Division of Employment Security Web site suggesting people not move to Alaska unless they already have work lined up. "We have a fair amount of people who think that Alaska is the promised land, and they have misconceptions maybe about what is up here. And they load up the family and head out on the Alaska highway, and we want to encourage them not to do that until they have something lined up before they get here," (regional job center manager Brad) Gillespie said.
Sounds like great advice. When we lived in Alaska nearly a decade ago, we got calls from acquaintances Outside who assumed that a pipeline was always under construction somewhere (they're not), that jobs were plentiful, and that if all else fails, you can live off the land.
Apparently the dream lives on.
The Mudflats reader "mpb" wrote that last year, out-of-state callers to an Alaska job center "wanted to know how to find the jobs because they were flying in next week. When told there were too many homeless now (and the shelters were refusing newcomers because over capacity) the response was 'Well, I can just camp out.' And, 'I've camped in the snow before.'"
You don't want to do that. In fact, the Division of Employment Security suggests that if you come looking for work, have a round-trip ticket and $2,000 to $3,000 in cash. "Many who arrived short of cash encountered serious hardship and shattered dreams," the Web site adds.
Don’t believe the state? The advice is echoed at many other online locations. "Try to get a job before you get here," writes our former colleague Leon Unruh at the Moving to Alaska page at Alaska.com.
At least have a good lead on a job, advises artist Elise Tomlinson at her "FAQ about living in or moving to Alaska." (She also answers common and comical questions like "Can a vegetarian survive in Alaska?" and "How long each year is it dark ALL the time, how long is it light?")
Are there any jobs available there? The Division of Employment Security's "Finding Work in Alaska" page says you might find one in, say, the service industry (in summer, that is) or in health care. It adds:
And where (jobs) are not: Due to falling production, oil and gas industry employers have been laying off workers, and further layoffs are expected. Employment in state and local government is in a downward trend. Mining companies have been curtailing operations. Urban school districts have more teacher applicants than positions and rarely hire from out of state. The timber industry is much reduced from earlier years. There is no factory work in Alaska. The fishing industry has experienced dramatic declines in harvests in some species and areas. Competition for federal jobs is keen: for information, contact an Office of Personnel Management in your state.
The Mudflats blog emphasizes the reality there: "When I first moved up here, I remember thinking it was like stepping back in time five years. But, unfortunately, the economy is catching up to us. We tend to feel isolated, insulated, and immune from the economic travails of the rest of the country, but here they come."
If you do head to Alaska, remember this sage advice: People don't really want to know how you did things where you used to live. As another Moving to Alaska site says, "We're proud of the saying, 'We don’t care how they do it in the Lower 48!'"
Related reading:

Saving money -- you can do it
Strategies for saving more and spending less. Here's how to build a rich nest egg one paycheck at a time.
The best of MSN Money
Readers' Choice
| Rating | Top 5 Articles |
|---|---|
| 4.12 | Growth won't dig US out of this hole |
| 3.97 | 4 reasons we get ripped off |
| 3.93 | Battling the system: A patient's tale |
| 3.84 | Mortgage hardship applicants in limbo |
| 3.82 | The coming economic crisis in China |
advertisement
Most commented Smart Spending posts
5 hottest deals from DealNews

- ThinkGeek.com Clearance Sale: Up to 70% off + $5 off $25
- Levi's Men's 501 or 505 Jeans for $20 each + $6 s&h
- Dell Adamo Core 2 Duo 1.2GHz 13" Slim Laptop for $750 + free shipping
- Christopher Lowell Shore Mini Solutions Computer Desk, Hutch for $100 + free shipping
- Champion Clearance Sale: Up to 65% off + extra 10% off
Featured Tools
- Estimate your credit score
Also compare your score to others'.
- Where does your money go?
Try the easy 50/30/20 budget.
- How do you measure up?
Compare your financial picture to others' by age and income.
- Your magic retirement number
A quick, easy rule of thumb.
- Home equity calculator
See your current and future equity.
- Have the right insurance?
Find out with our planner.
Quizzes
- Have a spending problem?
You know what you should do, but…
- Homeowner smarts
Find out what you don't know.
- What's your life worth?
If you die, will your family make it?
- Should you file for bankruptcy?
Find out if you need to make a fresh financial start.
- Retirement readiness
It seems simple, but there's a lot to it.

