Karen Datko, lead blogger, is a veteran journalist in small-town Montana, where her mortgage is $310 a month.
Teresa Mears is a veteran writer in Florida. She doesn't clip coupons, but she does shop at Goodwill.
Donna Freedman, our "Living With Less" columnist, is a student, freelance writer and handywoman in Washington.
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Blogs We Like
Take the coupon quiz
Do you really know as much as you think you do?
Do you think you’re the reigning coupon queen in your neck of the woods? Do you need proof or confirmation?
Blogger Paula Wethington at the always excellent Monroe on a Budget (that’s Monroe, Mich.) has written a quiz to test your skills. We took it, and it’s a good one.
Try this question out:
3. The store is having super double-coupon sale up to $2 value. You have a 75 cents-off coupon for a product that has a retail price of $1.25. How much will you pay for that product?
A. You will get a refund of 25 cents.
B. The product will be free.
Here’s the answer (this post is all the better because Paula provides an explanation with each one).
B. In most cases, stores double or accept at face value coupons only up to the cost of the product. If you want to get money back for buying products, you need to be adding other money-saving tactics such as rebates into the mix.
You still haven’t clicked through to the quiz? OK. Try this one:
6. You live in a market where some stores double coupons up to 50 cents and some stores take all coupons at face value. Where will you use the $1-off coupon?
A. At the double-coupon store.
B. At the store that does not double coupons.
The answer here is B.
The quiz has 10 questions and we got two answers wrong. Not bad for a person who rarely clips coupons. (We don’t like many of the processed foods promoted with coupons, and we normally cook from scratch.)
Paula had this to say about our score: "7 to 10 right answers: Oh, enlightened one. You probably have your own blog." (She got that right.)
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Published Oct. 2, 2009

Saving money -- you can do it
Strategies for saving more and spending less. Here's how to build a rich nest egg one paycheck at a time.
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