Printer ink

Much of the real cost of a home printer is the ink. In fact, refill cartridges can end up costing more than 500% of the cost of the printer itself over the life of the machine, according to a 2008 study by the American Consumer Institute, a consumer-protection group.
No wonder so many of our readers now refill cartridges at office-supply stores or print out only essential documents. And they're not alone. Hewlett-Packard executives recently acknowledged that fewer Americans are printing at home.
Ink is so pricey that some printer manufacturers discount their machines in order to sell more of the models with the highest ink expenses. The American Consumer Institute Center for Citizen Research found that consumers could save $6 billion a year if they opted for printers with lower ink costs rather than those with the lowest sticker prices. The center has a calculator on its site to help consumers estimate the cost of owning a specific printer.
- Bing Shopping: Find a home printer that suits you
From MSN Money's message boards: "These prices always make me crazy," "TobyRadloff" wrote. "There's always the option of having your ink cartridges refilled. Retailers such as Walgreens and OfficeMax refill printer cartridges . . . (are) much cheaper than buying new. There are also do-it-yourself kits for refilling ink cartridges, but those can be messy."
401k management fees

It's understandable, given the performance of most investors' portfolios last year, that readers would be angry about paying money-management fees on their retirement savings. The average 401k balance shrank 27% last year, according to Fidelity Investments. In retrospect, many investors were undoubtedly thinking they would have done better had they tucked their money under a mattress.
Management fees are typically less than 1% of the assets in the 401k. If you're paying more, make sure it's for good reason.
From MSN Money's message boards: "I hate paying 401k management fees," wrote "Deregulate This." "They steal the paltry gains (if there are any) and they still charge . . . even when they lose a ton of money."
Hot dogs at baseball games

"Take me out to the ballgame. Take me out to the crowd. Buy me some . . ."
Stop right there, readers say. Many maintain they will never buy ballpark food because of the high prices.
- Bing: What's in a hot dog?
The prices have risen steadily in recent years. On average, baseball fans will pay $3.70 for a hot dog and an additional $3.44 for a soft drink this year, according to ISM Media's annual fan cost index. In fact, despite the recession, fans will pay an average of 3.2% more on ticket and concession prices this year than in 2008. (New York Yankees fans will pay a whopping 49.4% more, due largely to increased ticket prices. That increase is, by far, the highest in the sport.)
From MSN Money's message boards: "Baseball park snack prices: Come on, people, quit ripping off the public like that," wrote "Spotmefive."
What do you think?
Let us know what you think. Add your comments below (Passport or Windows Live ID required) or tell us your thoughts on the MSN Money Facebook fan page.
Check out these other stories and resources from MSN:
RE: ATM fees
An ATM is basically nothing more than somebody else's safe. Because you have a little plastic card in your pocket, you have the combination to that safe. You can walk up to an ATM at a bank where you don't have an account, or at a location where no one knows who you are, open that safe and take out cash (say, $100) with no questions asked. The owner of that safe charges you a dollar or two for the convenience and everybody is up in arms. But when you turn around and spend that $100, the state, county and/or locality charges you sales tax of as much as $9 for the privilege, and no one says boo about that? Wake up, people! Fight the real enemy! Many of us pay more in sales tax in one year than we'll pay in ATM fees in our lives. Number one on this list of things we hate to pay for should be tax on money that we spend, since we paid tax on it when we earned it in the first place.
Communications is the most overpriced. Cell Phone service, internet access, and cable. I pay appx 200 for these three things added up. Almost a car payment, and for what?
Fees are everywhere, and they arent going away. I bought a greyhound bus ticket online once. I was given two options; I could print out the ticket myself or print it out at will-call. If i chose will-call, there was a 1.50 materials fee (cust service said to cover the cost of ink, paper, etc). If i chose Online Printout, there was a 1.50 CONVENIENCE fee.
My questions is, why not just add a 1.50 to the price if you really need that extra cash. Fees are just a sneaky way for big business to advertise a price lower than what it actually charges.
A leading credit card company is now charging a $15 less than 48 hour internet processing fee. I can not believe this.....soon it will sadly be lass than 24.......I am especially riled at one of the worlds largest airport retailers who coach their employees to suggest a bottle of their overpriced water as an add on to each sale Airport souvenier ts....avoid buying em and for that matter airport candy too. I have even seen books priced higher than national chain bookstores. If u are lucky enough to have a $1 or reduced movie theatre take full advantage.....Only see the movies at higher price theatre chains who so often only pay most employees only minimum wage that u most. In many cases now the flicks are at the cheap theatres less than two month release...and the same big screen! Telephone plans especially local and established are absurd. and have i mentioned the high airport retail stores......avoid them unless it is an emergency purchase. (And if you are an employee, just see if they care to always take the doctors notes as valid. It will not always happen.)
everything belongs here except oil changes. So what if you have to spend 10 or 15 more than it would cost. Think about your time, getting under the car, getting greasy, probably leaking oil and having to dispose of used oil and filter etc,etc.... I will and can fix most anything on my car and an oil change is a bargain
what bugs me the most is (and this almost never happens to me)is paying an overdraft fee of 33 bucks. I once took out twenty to eat,and it put me in the red. They gave me the twenty and charged me 33 bucks extra, CROOKS!
Damn Ticketmaster charges the "convenience" fee, but my question is "What convenience?" Can I still go down to the venue and buy my tickets at the box office directly? I've seen that even the box office will charge you a "convenience" fee if you purchase the tickets online versus physically going to the box office, but a lot of times I've seen that the only way to get a ticket is through Ticketmaster and that's when I ask "what convenience?" since they are the only ones selling tickets.
Published August 11, 2009
advertisement
MSN Money Slide Shows
Featured Tools
- Savvy Spending Quiz
Where does your money go?
- Debt Evaluation Calculator
Is your debt load too high for your income?
- Credit Reporter
Get your complete credit report, easily.
