Printer ink

Much of the real cost of a home printer is the ink. In fact, refill cartridges can end up costing more than 500% of the cost of the printer itself over the life of the machine, according to a 2008 study by the American Consumer Institute, a consumer-protection group.
No wonder so many of our readers now refill cartridges at office-supply stores or print out only essential documents. And they're not alone. Hewlett-Packard executives recently acknowledged that fewer Americans are printing at home.
Ink is so pricey that some printer manufacturers discount their machines in order to sell more of the models with the highest ink expenses. The American Consumer Institute Center for Citizen Research found that consumers could save $6 billion a year if they opted for printers with lower ink costs rather than those with the lowest sticker prices. The center has a calculator on its site to help consumers estimate the cost of owning a specific printer.
- Bing Shopping: Find a home printer that suits you
From MSN Money's message boards: "These prices always make me crazy," "TobyRadloff" wrote. "There's always the option of having your ink cartridges refilled. Retailers such as Walgreens and OfficeMax refill printer cartridges . . . (are) much cheaper than buying new. There are also do-it-yourself kits for refilling ink cartridges, but those can be messy."
401k management fees

It's understandable, given the performance of most investors' portfolios last year, that readers would be angry about paying money-management fees on their retirement savings. The average 401k balance shrank 27% last year, according to Fidelity Investments. In retrospect, many investors were undoubtedly thinking they would have done better had they tucked their money under a mattress.
Management fees are typically less than 1% of the assets in the 401k. If you're paying more, make sure it's for good reason.
From MSN Money's message boards: "I hate paying 401k management fees," wrote "Deregulate This." "They steal the paltry gains (if there are any) and they still charge . . . even when they lose a ton of money."
Hot dogs at baseball games

"Take me out to the ballgame. Take me out to the crowd. Buy me some . . ."
Stop right there, readers say. Many maintain they will never buy ballpark food because of the high prices.
- Bing: What's in a hot dog?
The prices have risen steadily in recent years. On average, baseball fans will pay $3.70 for a hot dog and an additional $3.44 for a soft drink this year, according to ISM Media's annual fan cost index. In fact, despite the recession, fans will pay an average of 3.2% more on ticket and concession prices this year than in 2008. (New York Yankees fans will pay a whopping 49.4% more, due largely to increased ticket prices. That increase is, by far, the highest in the sport.)
From MSN Money's message boards: "Baseball park snack prices: Come on, people, quit ripping off the public like that," wrote "Spotmefive."
What do you think?
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Most of the things in the article are things we can go without. Bottled water-tap water. Goumet coffee-home coffee pot. Movie theatre popcorn-bring your own snack/or skip it altogether and save yourself the calories. Movie theatre tickets-Blockbuster (most of the films are crap these days anyway) Baseball game hot dogs-yuck! Oil changes-do your own. Drinks at restaurants-water, less calories and sugar again. Restaurant holiday specials-home cooked meals win every day and twice on sunday-when they put up the 'sunday brunch special'. Printer Ink, is a necessity so it sucks to get ripped off. As for the rest, event parking,ticketmaster fees, airport food and airline baggage fees...be thankful you can afford to catch a good concert and take a trip because many people cannot afford that luxury.
My bone to pick? I hate buying razor blades, what a rip off, $15 for four?
What burns me is how much it costs for broadband internet from home and how the cable company packages things to make it so you need to buy everything in a package to get the best prices / highest access speed. Sometimes I think a piece of infrastructure as important as this shouldn't be in the hands of a monopoly that can pull the crap the cable cos. do. This article totally missed broadband access prices. I believe in the US it's among the highest if not the highest in the western world.
Don't even get me started on mobile phones, plans and phone model exclusivity.
As for coffee, buy a decent burr grinder and get your beans from local roasters and you'll have better and cheaper coffee than from Starbucks with the convenience of brewing it at home. I bring a travel mug to work everyday.
Healtcare!!??!!
Definitly one of the BIGGEST scams in the USA.
My wife was in the hospital for a week recently, she's OK now...the bill $37,000 for the hospital. That does not include any imaging (billed seperate), Doctors fees (again billed seperate). I thank God that we had Blue Cross and Blue Shield, What happens next is a total affornt to me and every uninsured American.
THE DISCOUNT FOR Blue Cross and Blue Shield? $32.005!!! Total cost to BC&BS $4995.
Now either the value of the service is $37,000 or it is worth $4995. I suspect that it is the latter and BC&BS along with the Hospital, is lining their pockets with the cash from the uninsured. TIS IS VERY WRONG!!! Where are the laws? How can this be possible in America? That thieves should be in charge of healthcare is very frieghtening. Don't even get me started on the GOVERNMENT doing to healthcare what they have done to retirement(Social Security). They see the money...they want bigger government...HMMM how do we get more money out of the economy$$$$ Why the biggest plum of all healthcare! OHBOY are we in for it. We don;t need reform we just need for the DA's around the country to enforce commerce laws!
Cut your credit cards
Make Love, not Wars
Living within your mean.
Credit Score is very toxic
No More Mortgage slavery
Big cars do not make a man.
Do not buy unless it is necessary.
Stop being Consumers of the World.
Big ticket items do not make a women
Enjoy each other at Library or Bookstore.
Spend more time with your family at the park.
Stop outsource jobs to India, China and oversea.
Subway and Public Transport are great for America.
Stop fill up your house with cool junks and hardly use items.
For banking with no fees at all (even refunding other banks ATM fees) bank at Charles Schwab. I have for years and I pay no fees at all, at ATM's all over the world. No fees to order checks either. And no minimum balance fees. No bill pay fees.
Southwest Airlines still lets 2 bags fly free. And the service (positive attitude) can't be beat.
For special deals on Southwest Air flights download the "Ding!" product from their website.
Oil changes (at least in Phoenix) Sun Devil Auto does a full oil change, tire rotation, and car inspection for ~$20. OUT THE DOOR (no extra add on fees)
Published August 11, 2009
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