Printer ink

Printer ink © Marianna Day Massey/ZUMA/Corbis

Much of the real cost of a home printer is the ink. In fact, refill cartridges can end up costing more than 500% of the cost of the printer itself over the life of the machine, according to a 2008 study by the American Consumer Institute, a consumer-protection group.

No wonder so many of our readers now refill cartridges at office-supply stores or print out only essential documents. And they're not alone. Hewlett-Packard executives recently acknowledged that fewer Americans are printing at home.

Ink is so pricey that some printer manufacturers discount their machines in order to sell more of the models with the highest ink expenses. The American Consumer Institute Center for Citizen Research found that consumers could save $6 billion a year if they opted for printers with lower ink costs rather than those with the lowest sticker prices. The center has a calculator on its site to help consumers estimate the cost of owning a specific printer.

From MSN Money's message boards: "These prices always make me crazy," "TobyRadloff" wrote. "There's always the option of having your ink cartridges refilled. Retailers such as Walgreens and OfficeMax refill printer cartridges . . . (are) much cheaper than buying new. There are also do-it-yourself kits for refilling ink cartridges, but those can be messy."

Continued: Drinks at restaurants

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401k management fees

Nest egg © Steven Puetzer/Getty Images

It's understandable, given the performance of most investors' portfolios last year, that readers would be angry about paying money-management fees on their retirement savings. The average 401k balance shrank 27% last year, according to Fidelity Investments. In retrospect, many investors were undoubtedly thinking they would have done better had they tucked their money under a mattress.

Management fees are typically less than 1% of the assets in the 401k. If you're paying more, make sure it's for good reason.

From MSN Money's message boards: "I hate paying 401k management fees," wrote "Deregulate This." "They steal the paltry gains (if there are any) and they still charge . . . even when they lose a ton of money."

Continued: Airline baggage fees

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Hot dogs at baseball games

Ballpark hot dogs © G Fiume/Getty Images

"Take me out to the ballgame. Take me out to the crowd. Buy me some . . ."

Stop right there, readers say. Many maintain they will never buy ballpark food because of the high prices.

The prices have risen steadily in recent years. On average, baseball fans will pay $3.70 for a hot dog and an additional $3.44 for a soft drink this year, according to ISM Media's annual fan cost index. In fact, despite the recession, fans will pay an average of 3.2% more on ticket and concession prices this year than in 2008. (New York Yankees fans will pay a whopping 49.4% more, due largely to increased ticket prices. That increase is, by far, the highest in the sport.)

From MSN Money's message boards: "Baseball park snack prices: Come on, people, quit ripping off the public like that," wrote "Spotmefive."

Continued: What do you think?

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What do you think?

Let us know what you think. Add your comments below (Passport or Windows Live ID required) or tell us your thoughts on the MSN Money Facebook fan page.

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1 - 20 of 908
Friday, January 29, 2010 12:22:01 PM
The people that complain here are most likely not spending money on any of these over prices things. They would like to have fair prices so they can add these "over priced items" to their lives. I avoid anything that is in the "over priced" category. I refuse to paid an over inflated price for anything. If we all had that discipline the prices would surely fall. We need someone to set up a web site on what to avoid so we can get the price's down to fair market value.  THIS WEEKS BOYCOTT IS ? LETS DO IT! Oh!  by the way, I sneek my popcorn in.
Friday, January 29, 2010 11:54:45 AM
Amen and Amen.  I don't know how to use an ATM machine.  I used to but I lost the card and the credit union gave me a new one but I cannot find it.  So if I need cash I will ask for 20 dollars over at Walmart or at grocery stores when writing a check.  Baggage fees on planes??? Not on your life.  I prefer to carry a back pack and cram it full of stuff like clothes that are rolled not folded.  I carry my camera around my neck.  Or only fly on carriers that do not charge for baggage fees.  Next thing will be is the aircarrier will surcharge you by your body weight.  If you are 280 pounds you will pay more than the 98 pound damsel.  Movie theatres?  Not a chance.  Theres too much to see on A&E and Discovery, National Geographic, TLC, DIY, True Crime, Masterminds, Snapped, TCM, other free movie channels.  And buying food at a theatre you have to be nuts.  I bring my own snack even if i had to put in my underwear rather than pay the greedy prices.  Im used to visiting a shop in my home town named  "The Coffee Shop".  A cup of coffee was always 10 cents cup and a coke at the drug store was also 10 cents glass.  If you figure it out coke still comes out to close to 10 cents glass if you buy a two liter bottle for less than $1.  I refuse to buy any brand name soda that is over $1 a bottle.  Now walmart is charging $1.06 for a two liter bottle of Pepsi so I pass it up.  If it were $1 even I might buy it.  Save on toothpaste by only using one quarter of an inch.  Its a waste to fil the whole brush. You are only going to spit it out anyway and it makes plenty of suds as it is.  Mouthwash is a ripoff unless you are going out on a date.  Breath mints should always be carrie when going on a date anyway. Never just use them up.  Use them when you really need them.  If you followed all that red tape about changing the oil in your car you will quickly get discouraged.  Its a lot simpler to go to advance auto and buy a purolator pure one oil filter $6.49 ( a top quality filter by the way ) and 5 quarts of 5W-30 or 5W-20 depending upon what you car or truck says.  It does not matter what brand of oil you use as long as you change it often enough.  You need perhaps a cheap 3/8 inch drive rachet and a cheap oil filter "cap" to put it on te end of the filter and turn the cap counterclockwise to loosen it. The oil drain plug requires a cheap box end wrench of the corect size.  All you need to do is ask the guys at Advance auto what size of anything you need they will know.  A cheap oil pan from walmart and to be safe from hot oil and to be clean buy a box of "BLACK" nitrile gloves from NAPA.  Youcan go in the house and wash them with liquid ajax or palmolive and reuse them many times , the same pair.  They come in a box of 50 but a box of 50 can last for years.  And yes drop off your old oil in two milk jugs at a gas station that sells oil or jiffy lube or valvoline or quicklube.  They have to take it and really love to take since they sell the old oil.  Buy a cheap plastic funnel to dispose of the oil in the milk jugs.  The last thing needed is a roll of paper towels for cleaning up the surface where you purt the oil drain plug back and clean up the surface where you hand tighten the oil filter on and then reverse the rachet and turn the oil filter cap clockwise at least one and a quarter to one and one half turns.  Never ever buy any oil filters or other common parts from a car dealer parts department.  They can be triple priced and are not as good as brand name after market parts .
Friday, January 29, 2010 6:59:30 AM
I hate the new baggage fees for airlines. I go somewhere, and invariably I need a second bag coming back, and the extra baggage costs at least 10 bucks more than the original bag! 
Tuesday, January 26, 2010 8:09:49 AM
Open-mouthedHI america, how ya doin? tired of being ripped off for everything you enjoy? Well quit enjoying so much?? atm- go to bank withdraw yo money, movie tickets- 1.00 theatres or wait for video. movie popcorn- sneak candy in. drinks at restaurants- carry a flask u lush. Starbucks coffee- if you shop here you deserve 2 b ripped off. oil changes- cmon it takes 20 minutes to change oil, drop used oil off at night when store is closed ,they have to recycle it. airport food - stop on way to airport at fastfood. event parking and ticket master!!!  Dont go!!! they charge 100.00 because u r willing to pay it, buy the cd or watch game at home on bigscreen?? water is free at any tap u morons!! atm fees honestly people I havnt had a bank account or credit card for 14 years, I make $70,000 a year own 4 houses, travel the world as often as i can, What does a bank do for your money that u cant??? If you dont have a credit card you will learn to spend only what you have. people who go in debt with credit cards are alwys blaming someone else for their debt?? the bank forced me to purchase that item??? its greed people.
Friday, January 15, 2010 11:59:05 AM

RE: ATM fees

 

An ATM is basically nothing more than somebody else's safe.  Because you have a little plastic card in your pocket, you have the combination to that safe.  You can walk up to an ATM at a bank where you don't have an account, or at a location where no one knows who you are, open that safe and take out cash (say, $100) with no questions asked.  The owner of that safe charges you a dollar or two for the convenience and everybody is up in arms.  But when you turn around and spend that $100, the state, county and/or locality charges you sales tax of as much as $9 for the privilege, and no one says boo about that?  Wake up, people!  Fight the real enemy!  Many of us pay more in sales tax in one year than we'll pay in ATM fees in our lives.  Number one on this list of things we hate to pay for should be tax on money that we spend, since we paid tax on it when we earned it in the first place.

Saturday, January 02, 2010 9:40:09 PM

Communications is the most overpriced. Cell Phone service, internet access, and cable. I pay appx 200 for these three things added up. Almost a car payment, and for what?

Monday, December 28, 2009 8:08:03 AM
An absolute necessity that I hate paying for----toilet paper!!!!  It goes too fast and costs too much.  Talk about flushing your money away!  LOL.
Thursday, December 03, 2009 12:51:14 PM

Fees are everywhere, and they arent going away.  I bought a greyhound bus ticket online once.  I was given two options; I could print out the ticket myself or print it out at will-call.  If i chose will-call, there was a 1.50 materials fee (cust service said to cover the cost of ink, paper, etc).  If i chose Online Printout, there was a 1.50 CONVENIENCE fee.

 

My questions is, why not just add a 1.50 to the price if you really need that extra cash.  Fees are just a sneaky way for big business to advertise a price lower than what it actually charges.

Thursday, December 03, 2009 1:16:32 AM

A leading credit card company is now charging a $15 less than 48 hour internet processing fee.  I can not believe this.....soon it will sadly be lass than 24.......I am especially riled at one of the worlds largest airport retailers who coach their employees to suggest a bottle of their overpriced water as an add on to each sale      Airport souvenier ts....avoid buying em and for that matter airport candy too. I have even seen books priced higher than national chain bookstores. If u are lucky enough to have a $1 or reduced movie theatre   take full advantage.....Only see the movies at higher price theatre chains who so often only pay most employees only minimum wage that u most. In many cases now the flicks are at the cheap theatres less than two month release...and the same big screen!   Telephone plans especially local and established are absurd. and have i mentioned the high airport retail stores......avoid them unless it is an emergency purchase.  (And if you are an employee, just see if they care to always take the doctors notes as valid.   It will not always happen.)

Thursday, December 03, 2009 12:48:51 AM

everything belongs here except oil changes. So what  if you have to spend 10 or 15 more than it would cost. Think about your time, getting under the car, getting greasy, probably leaking oil and having to dispose of used oil and filter etc,etc.... I will and can fix most anything on my car and an oil change is a bargain

what bugs me the most is (and this almost never happens to me)is paying an overdraft fee of 33 bucks. I once took out twenty to eat,and it put me in the red.  They gave me the twenty and charged me 33 bucks extra, CROOKS!

Thursday, December 03, 2009 12:26:23 AM
most specifically    credit card companies that charge fees for every thing extra. for example, the $15 take by phone fees and $15 less than 48 hrs internet posting fee. This ACTUALLY happens, i could not believe it.   this is unfair to senior citizens and other folks some of who  are not computer literate.   Airport retail shops....a list...t shirts, candy, even paperbacks sometimes overpriced, water and soft drinks unquestionably overpriced.  I worked for one of the largest airport retailers, it was insulting to the customers what they had to pay and that we had to recommend water on each purchase whenever we remembered< Tip; always too buy tickets at box office ...never use a pay service unless sure to be a sell out or must have tickets for out of town.   Some movie theatres too are ridiculous as cited.      See the $1.00 movies a few months often even less than two months later...same big screen!! and ther should have been 18 on here for sure to especially include confusing different phone rates and plans.But impossible to summarize but these credit card fees are just about top of the list to me.
Wednesday, December 02, 2009 11:51:38 PM
BORDERTOWN w/ Jennifer Lopez and Martin Sheen - watch it! 
Wednesday, December 02, 2009 11:42:35 PM
I can't stand the outrages finance charges the Credit Card Companies charge. Charging between 27 - 30 %.  That is what the mob or the loan shark would charge. But because it is corporate America it is legal.
Wednesday, December 02, 2009 11:23:01 PM
I cannot stand the fees imposed by so many....especially ticketmaster/live nation.  I even went directly to the concert location to purchase my ticket and the box office was run by....you guessed it.....live nation!  So I STILL had to pay the exhorbitant fee.  I refused and did not go.   Once when I was signing up for a long distance service I kept asking the service rep if there was a monthly fee.  I was assured there was not, but when I got the bill there was a monthly charge on it.  So I called to complain and was told "that's a monthly charge, not a monthly fee!"  Gimme a break!
Wednesday, December 02, 2009 11:21:48 PM
Marketing and Advertising is the main reason for jacked up prices.  A one page ad in Better Homes and Garden magazine to run one time in a one month issue, one quarter million dollars, and eleven thousand dollars for one inch of text.  A Coke Cola ad during a ball game one hundred million dollars, as if no one has ever heard of coke.  From all the advertising on TV now-a-days, no program is fit to watch from all the interruptions.  Marketers and Advertisers are no different than spammers.  And spammers in the U.S. can get up to three years in prison for spamming.  It should be the same for Marketers and Advertisers.  If I didn't request advertising information about a product or service, you shouldn't have the right to throw it in my face!  Unrequested advertising should be illegal.  And for companies stupid enough to steal from the public to pay their advertising bills, they need to be shut down permanently!  
Wednesday, December 02, 2009 11:15:40 PM
@ KrisK111  It's not your health that everyone is complaining about paying for it's your lard@$$ weighing down the plane and making it suck more fuel.  Read the posts alllll the way through next time.
Wednesday, December 02, 2009 10:25:19 PM
@POV - you don't read other comments much do you?  It's called sarcasm.  Look into it.
#18
Wednesday, December 02, 2009 9:56:01 PM
Too the ppl who feel the need to attack over weight ppl get a life. It's not fair that anyone has to pay a bag check but that's life deal with it. If you don't like it than drive to your destination, it will be much cheaper than flying.
Wednesday, December 02, 2009 9:35:54 PM
i dont like to pay for anything  :D
Wednesday, December 02, 2009 9:04:18 PM
Airlines began charging baggage "handling" fees, because of all those people that can't travel light and normally checked 3, 4 or more bags. My rage is that I could easily just take a normal carry-on with all my clothes for a two week trip, but I can't take my shampoo, lotion, and cologne since I need more than 3 oz for two weeks and can't get that through !%@#$%^@ security, forcing me to check the bag in, and thus having to pay.

Damn Ticketmaster charges the "convenience" fee, but my question is "What convenience?" Can I still go down to the venue and buy my tickets at the box office directly? I've seen that even the box office will charge you a "convenience" fee if you purchase the tickets online versus physically going to the box office, but a lot of times I've seen that the only way to get a ticket is through Ticketmaster and that's when I ask "what convenience?" since they are the only ones selling tickets.

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Published August 11, 2009