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Donna Freedman

The Basics

How you can live rent-free

Imagine not paying rent for a year. Caretaking or 'workamping' can score you places to stay gratis, usually in exchange for minimal obligations.

[Related content: savings, housing, rent, boomers, Donna Freedman]
By Donna Freedman
MSN Money

Housing is almost certainly the biggest bite out of your budget. If you had no rent or mortgage payments, what could that mean for your bottom line?

An apartment-house manager can negotiate free rent and a small or large salary, depending on the size of the complex. I do this. Sometimes I wish I didn't -- when a tipsy tenant loses his keys at 2 a.m., for example, or when a washing machine leaks soapsuds all over the laundry-room floor.

Shelter can also be had in exchange for child or elder care, helping a disabled person live at home or even through an internship at an organic farm. But not everyone has the skills or the desire for long-term commitments that these gigs require.

Indeed, you might already have a job or might be a retiree who doesn't want one at all. For those folks, housesitting, caretaking and "workamping" offer shelter with minimal obligations -- and perhaps a chance at a little adventure.

Some of these jobs are fairly prosaic: Watch my condo in Phoenix while I spend a month visiting my grandkids. But you also may luck into, say, a 51-week-a-year gig at a millionaire's ski chalet or Hawaiian estate. And as an RV-owning workamper, you can see as much or as little of the country as you like.

Mind you, these usually aren't completely free flops. You will likely do some sort of work: tending landscapes and walking dogs, serving as day host in a campground, selling Christmas trees or running carnival games at an amusement park.

But get rid of shelter costs, and you've just slain your biggest budget dragon.

That lived-in look

Freelance writer Tiffany Owens and her husband, an artist, haven't paid rent for almost three years. Their caretaking job on 150 acres in Maine even provides a salary and health insurance.

"Our spare time is devoted to creative projects," says Owens, 41. "This property is beautiful. It's something (we) could never afford. They're paying us to live here."

Some jobs require only that you be there. Catherine Reichling spent two and a half years on a 2-acre property about 20 miles outside Fort Worth, Texas. Temporary jobs brought in enough scratch to cover food and other expenses.

"I had complete and total freedom to do whatever I wanted," Reichling says.

She's spent most of the past 10 years housesitting, sometimes for friends and sometimes for people who advertise in The Caretaker Gazette. Reichling, 53, has lived in "some luxurious places," often with swimming pools. Mostly she's taken jobs that simply require a place "to look lived-in."

Not just a free ride

Without someone on site, properties are ripe for theft, vandalism or maintenance snafus. Some clients are ordinary homeowners, and some are wealthy folks who use a multimillion-dollar vacation home just a week or two a year.

Lately, Gazette Publisher Gary Dunn, himself a former caretaker, has been taking ads from real-estate investors whose properties proved unflippable, thanks to the economic downturn. "We get (investors) who say, 'I just spent $5,000 on repair after a break-in.'" Having a resident keeps a home from being stripped of its copper pipes or from being turned into a party house or a shelter for squatters.

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Expenses NOT to trim © Money Talks
Expenses NOT to trim
When times are tough, there are some expenses you should try not to cut.

Elke, a 63-year-old Florida resident who asked her last name not be used, is the groundskeeper on an 18-acre property in exchange for a two-bedroom cottage. She's also around to pick up the mail and feed the pets when the homeowners are away.

Elke was a real-estate agent when the Florida housing market and the economy tanked. She sold her town house and sought a caretaking job "because it takes care of such a huge chunk of monthly expenses."

The work takes about 15 hours a week and has produced an unexpected benefit: increased physical fitness. Elke has begun to manage a few vacation homes in the area; in time, these references plus her caretaking job could lead to positions elsewhere.

"I've seen ads (for jobs) in South America, in Europe, in Canada," she says.

Continued: We're on wheels, and they roll

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1 - 10 of 95
Monday, May 18, 2009 12:56:23 AM
I have had free rent many times. Managing a motel, cleaning a motel and restaurant, managing or assistant managing apartment complexes. They were simple job applications from the state employment office.

A college aged girl had free rent for living in the home of an elderly man. She wasn't required to cook or clean or do any care giving. She was required to be home for a minute each night. She could stay out late or leave early but had to be home some. The old gentleman had family that worried about him being alone. She would cook for herself and make him food while she was at it they got along. She liked him so probably did some housework or helped with heavy things.

A neighbor joined a program where they match home owners with homeless people. She got a woman to come live in her house, she wanted her to do housework for her keep but the women didn't like housework. They settled on her cleaning the yard from the 5 big dogs. The homeless lady wasn't any trouble but she was a little insane. She thought the FBI was after her and they can see you with the big eye on the CBS tv station so she had to move on.
Tuesday, May 19, 2009 1:55:03 AM
I live rent-free as a Resident Advisor at my university...however I'm pretty sure that option is only open to those in college. This is a potentially good way for students to live rent-free, but I dont think this is the kind of rent-free living Donna was talking about.
Tuesday, May 19, 2009 8:19:52 PM
Actually, universitygirl, this is a fine example. Not every living arrangement works for everybody, of course -- for example, someone with major plant allergies couldn't get a live-in job as a groundskeeper. Nor can everyone attend college. But it's a good choice for those who plan to go to school, especially those shooting for grad school. Unless, of course, you're allergic to freshmen.
Wednesday, May 20, 2009 9:49:46 AM

I am a property manager managing for other people, and I am an owner managing for myself.  I hire people to oversee properties.  I have 2 people in two different 40+ unit communities overseeing for rent and utilities.  They spend  less than 12 to 15 hours a week and have to spend 6  nights a week at their community. They have free rent on the apartment they live in and all utilities paid.   I have 3 people that get reduced rent for overseeing the units in communities of less than 20 units.  One retired person has been there 12 yrs and I have not raised the rent on him.  He is very content with the arrangement. 

 

Management companies would look for someone with experience or classes in property management.   You need to know the landlord tenant laws somewhat.  Taking a property management course at your local rental housing association or community college will help you find the right opportunity for you.  Calling management companies and asking them what they would require, will give you inside information.   

 

2 person teams, one with handyman skills are in big demand in most places. You can fix something for a neighbor and get a good reference as a hanyman.  Lack of experience in management can be overcome most times with handyman skills.   

Wednesday, June 10, 2009 12:46:04 AM

We haven't paid rent for the last 12 years because we live and work overseas.  Rent for our (generally nicer than we could afford in the US) house is included in my compensation package, as are school fees.  Often, utilities and security services are included. 

 

I do, however, have to work full-time plus to get this benefit.  I'm a project manager for an international health project in Africa.

 

 

 

 

Wednesday, June 10, 2009 5:10:14 AM
The problem I have is that I have no mortgage payment, only the usual utilities, insurance, etc.  I've often thought about the various Workamper programs but it would be difficult leaving an empty home for extended periods.  Since I am retired, maybe one day.....
Wednesday, June 10, 2009 9:02:44 AM
About to go rent-free. I am going to do a year of service with Americorps and will be living and working in a public housing community in California. While most Americorps positions do not include free housing, I was lucky enough to find a position that does.
Wednesday, June 10, 2009 9:09:56 AM
I started using The Caretaker Gazette years ago, and found a long term caretaking gig that is perfect for me. I used to pay $785/month in rent - and gave up all those rent payments once I started using the Gazette!
Wednesday, June 10, 2009 9:52:33 AM
I lost my job to lay-off in Va. The wife and I sold the house, moved to Arizona, got new jobs, bought a used, excellent shape 33 ft. RV. We moved to a RV park in Casa Grande, Az. paid rent for 2 months, until they found out that we were looking for extra income. We were offered the job as caretaker, rent and utilities incl. stayed there for almost 2 tears. I was transferred to Wy. Paid rent in a RV park, until the owner discovered that we would run the park, and do light grounds-keeping; again rent and util. free + salary of $500.00 per month, until Ireceived a better job offer back in Az. We transferred back to Az. after 2 years. Paid rent for 2 months at a RV park, and put the work out by bulletin-boards in stores, and word of mouth. Within 1 week we had two offers. Both paid salaries and free utilities, for mowing the lawn, and feeding pets, and security in general, as the owners were away a lot. The one we chose pays $600.00 per month, free utilities, free rent, free washer and dryer, go and come as you please (after about 1 year) , and take 3 to 9 weeks a year vacation. The salary stops while we're gone. This happened almost 11 years ago, and we're still here. The only expenses we have are groceries, phone, 1 Credit Card, and gasoline for the car. I'm retired, and just waiting for my wife to do the same. Then we will move to Mexico, property paid for, $ 15.00 per year in taxes, and a water bill of approx. $18. every two months. We installed solar, 500 watts of it 4 years ago, and don't worry when the electric is off due to seasonal monsoon storms here in Az. We wish we'd done it 30 years ago. Oh, and we DIDN'T have close to anything of a million dollars, and still don't have. But we live fine. Everythings paid for. We could buy a house today for cash....we don't want it, nor the expenses that go along with the false pride of ownership. We leave that to the Jones'. 17 houses have been lost due to foreclosure, and walk-outs within a mile radius of where we live, and more to come.
#10
Wednesday, June 10, 2009 10:03:28 AM
Jeep CJ5.........Sell the house and go. I even provide you a listing of places.
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