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Extra12/15/2006 2:51 PM ET

States with the priciest speeding tickets

Lighten up on the gas pedal during your holiday road trip. Speeding could cost you up to $1,000 and jail time. Here's how much financial hit you could take from speeding in each state.

By Forbes.com

Taking a road trip home for the holidays this year? Be sure to go easy on the gas pedal, particularly if your travels take you up or down the East Coast.

According to the statistics from the National Highway Traffic Safety Administration, the I-95 corridor between the deep Southeast and New England includes four of the 10 U.S. states carrying the highest fines for speeding -- Georgia, North Carolina, Maryland and New Hampshire. All hit up speeders for a maximum of $500 or more for a first offense. Judges in Carolina and Georgia, not to mention 16 other states, have the discretion to add jail time.

The national median for a first offender's top-end fine is $200, according to the NHTSA. And even states with lower standard fines sometimes have exceptions. Connecticut, for example, generally caps fines for first-time speeders at $50, though exceeding 70 miles per hour on a "multiple lane, limited access highway" will usually bring double or triple that amount. In Massachusetts, anyone caught going more than 10 miles per hour above the limit is socked for $10 for every additional mile, over and above the state's $50 minimum.

Driving hits the pocketbook

And be on the lookout in financially strapped rural areas and beach towns thick with tourists. Both are notorious for raising revenue by sticking lots of people with speeding tickets.

Getting stopped by a police officer for speeding doesn't necessarily mean you'll get written up. Those with the skill and know-how to talk or act their way out of a ticket have saved themselves a lot of money over the years. Rule No. 1, of course, is being polite to the officer. No need to antagonize someone who's in a position to set you back hundreds of dollars.

"The guy has a gun, badge, billy club and a ticket book, so be nice to him," advises Alex Carroll, author of the book "Beat the Cops," which offers tips on getting out of tickets. Others include little things like removing sunglasses, turning off the stereo and pulling over far enough so that the officer isn't practically standing in the passing traffic while he quizzes you at the driver's side window. A little consideration can go a long way.

Also, Carroll points out, never volunteer information. Wait for the officer to tell you why he pulled you over. Launching into an immediate apology for speeding can bring an extra charge if the officer had initially stopped you for a faulty taillight.

Measuring the financial impact

How hard a speeding ticket hits you in the wallet can vary according to several factors, including how fast over the limit you were going, no matter where in the country you're caught. Is it your first offense, or are you a multiple offender? Half the states in the U.S. use a "points" system to measure drivers' moving violation history. Piling them up increases both fines and insurance rates. Also, were you caught zipping too fast through a school zone or construction area? If so, expect to pay as much as double the normal fine in some states, thanks in part to targeted efforts by the Governors Highway Safety Association.

"We're recommending enforcement in certain areas, like school zones and work zones. The idea is to go after the worst offenders first," says Jonathan Atkins, an association spokesman.

Not surprisingly, young males are nabbed for speeding more than anyone else, NHTSA figures show, with 38% of men under 21 caught in the act last year. In fact, it's not until you reach the men's 35 to 44 age group that the number of speeding incidents comes in below that for 15- to 20-year-old females.

When it comes to trying to get out of a ticket, some people really know how to get creative. Carroll relays a story of a woman who carries a camera in her car, purely as a prop to show cops as she tells them she's rushing to the hospital to meet her pregnant sister, for whom she promised to take pictures during delivery. Then there's the guy who always drives around with a full water bottle at the ready. Anytime he's pulled over, he pours a little out onto his lap, and then tells the approaching officer he's been trying to rush home ahead of a bladder emergency.

"He always gets out of tickets," Carroll says.

Penalties for first-time speeders
StateJail timeFinesStateJail timeFines

Alabama

Up to 10 days

Up to $100

Montana

$10-$100

Alaska

Up to $300

Nebraska

$10-$200

Arizona

Up to $250

Nevada

Up to 6 mos.

Up to $1,000

Arkansas

Up to 10 days

Up to $100

New Hampshire

Up to $1,000

California

Up to $100

New Jersey

Up to 15 days

$50-$200

Colorado

$15-$100

New Mexico

Up to 90 days

Up to $300

Connecticut

Up to $50

New York

Up to 30 days

$30-$400

Delaware

$20

North Carolina

Up to 60 days

$100-$1,000

Washington, D.C.

$15-$100

North Dakota

$5->$99

Florida

$25-$250

Ohio

Up to $100

Georgia

Up to 12 mos.

Up to $1,000

Oklahoma

5 to 30 days

$10-$200

Hawaii

Up to $200

Oregon

$75-$600

Idaho

Up to $100

Pennsylvania

$35

Illinois

Up to $1,000

Rhode Island

$50

Indiana

Up to $500

South Carolina

Up to 30 days

$15-200

Iowa

Up to 30 days

$50-$100

South Dakota

Up to 30 days

Up to $200

Kansas

Up to $500

Tennessee

Up to 30 days

Up to $50

Kentucky

Up to $100

Texas

$1-$200

Louisiana

Up to 30 days

Up to $175

Utah

Up to 90 days

Up to $750

Maine

$25-$250

Vermont

Up to $175

Maryland

Up to $500

Virginia

Up to $200

Massachusetts

Not less than $50

Washington

Up to $250

Michigan

Up to $100

West Virginia

Up to $100

Minnesota

Up to $200

Wisconsin

$30-$300

Mississippi

Up to 10 days

Up to $100

Wyoming

Up to 30 days

Up to $200

Missouri

Up to 6 mos.

Up to $500

Source: National Highway Traffic Safety Administration

This article was reported and written by Tom Van Riper for Forbes.com.

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