<?xml version="1.0" encoding="utf-8"?><rss version="2.0"><channel><title>MSN Money Finance Tips</title><link>http://moneycentral.msn.com</link><description>Investing &amp; Personal Finance Articles by MSN Experts</description><copyright>Copyright 2006 Microsoft</copyright><language>en-us</language><image><url>http://sc.msn.com/global/c/lgpos/MSFT_pos.gif</url><title>MSN Money Finance Tips</title><link>http://moneycentral.msn.com</link></image><category>Commentary</category><item><title>Repaying student loans gets easier</title><description>A new program links payments on federal student loans to income and forgives balances after 25 years. Those working in public service could have loans forgiven after 10 years.</description><pubDate>Thu, 02 Jul 2009 21:43:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/CollegeAndFamily/CutCollegeCosts/repaying-student-loans-gets-easier.aspx</link><category>CollegeAndFamily/CutCollegeCosts/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/CollegeAndFamily/CutCollegeCosts/repaying-student-loans-gets-easier.aspx</guid><author>The Big Money</author></item><item><title>Is it safe to bank by cell phone? </title><description>Thanks in part to banks' big investments in security technology, you're probably not dialing for disaster with mobile banking. But there are still ways to get stung.</description><pubDate>Thu, 02 Jul 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/Banking/FinancialPrivacy/is-it-safe-to-bank-by-cell-phone.aspx</link><category>Banking/FinancialPrivacy/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/Banking/FinancialPrivacy/is-it-safe-to-bank-by-cell-phone.aspx</guid><author>Bankrate.com</author></item><item><title>Do smart women marry money?</title><description>It sounds easier to find a rich man than to find your own way financially. But I've got a 2-step plan that will make you both richer and happier.</description><pubDate>Thu, 02 Jul 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/CollegeAndFamily/LoveAndMoney/do-smart-women-marry-money.aspx</link><category>CollegeAndFamily/LoveAndMoney/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/CollegeAndFamily/LoveAndMoney/do-smart-women-marry-money.aspx</guid><author>Liz Pulliam Weston</author></item><item><title>Which are the worst states for tickets?</title><description>As the traditional summer driving season peaks, a drivers'-rights group ranks the states on driver friendliness. New Jersey? Fuhgeddaboudit.</description><pubDate>Thu, 02 Jul 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/Insurance/InsureYourCar/Worst-states-for-drivers.aspx</link><category>Insurance/InsureYourCar/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/Insurance/InsureYourCar/Worst-states-for-drivers.aspx</guid><author>Catherine Holahan</author></item><item><title>Credit card rates, fees soar as new law looms </title><description>Caught between rising default rates and new legislation that will cap interest rates, banks are protecting profits by charging even their better customers more.</description><pubDate>Wed, 01 Jul 2009 19:15:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/Banking/CreditCardSmarts/credit-card-fees-going-up-again.aspx</link><category>Banking/CreditCardSmarts/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/Banking/CreditCardSmarts/credit-card-fees-going-up-again.aspx</guid><author>Catherine Holahan and Kim Peterson</author></item><item><title>Survival guide for breadwinner wives</title><description>Women who earn more than their husbands are hardly rare, but that doesn't mean it's a comfortable role for them (or their spouses). Here are 3 tips to make it easier.</description><pubDate>Wed, 01 Jul 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/CollegeAndFamily/LoveAndMoney/survival-guide-for-breadwinner-wives.aspx</link><category>CollegeAndFamily/LoveAndMoney/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/CollegeAndFamily/LoveAndMoney/survival-guide-for-breadwinner-wives.aspx</guid><author>MP Dunleavey</author></item><item><title>Can your lifestyle hurt your credit?</title><description>Lenders might be monitoring your behavior via your credit card spending -- and certain purchases could cost you.</description><pubDate>Tue, 30 Jun 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/Banking/FinancialPrivacy/can-your-lifestyle-hurt-your-credit.aspx</link><category>Banking/FinancialPrivacy/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/Banking/FinancialPrivacy/can-your-lifestyle-hurt-your-credit.aspx</guid><author>CreditCards.com</author></item><item><title>Your 5-minute guide to protecting your identity</title><description>Here are 22 steps to protect yourself from identity theft -- and 8 ways to clean up things if you become a victim.</description><pubDate>Mon, 29 Jun 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/Banking/FinancialPrivacy/Your5MinuteGuideToProtectingYourIdentity.aspx</link><category>Banking/FinancialPrivacy/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/Banking/FinancialPrivacy/Your5MinuteGuideToProtectingYourIdentity.aspx</guid><author>MSN Money staff</author></item><item><title>Escape a debt, face the IRS</title><description>Congratulations. You just talked a lender into reducing or canceling a troublesome debt. The bad news? Now you may have a tax problem.</description><pubDate>Mon, 29 Jun 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/Taxes/CutYourTaxes/EscapeADebtFaceTheIRS.aspx</link><category>Taxes/CutYourTaxes/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/Taxes/CutYourTaxes/EscapeADebtFaceTheIRS.aspx</guid><author>Jeff Schnepper</author></item><item><title>7 ways to save your profits from the tax man</title><description>The tax code actually can help you increase your investment profit. Here are some tips for maximizing gains, including advice on how to time purchases and sales.</description><pubDate>Mon, 29 Jun 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/Taxes/CutYourTaxes/7WaysToSaveYourProfitsFromTheTaxMan.aspx</link><category>Taxes/CutYourTaxes/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/Taxes/CutYourTaxes/7WaysToSaveYourProfitsFromTheTaxMan.aspx</guid><author>Jeff Schnepper</author></item><item><title>On the move? Watch for deductions</title><description>If your move is job-related -- and you meet a couple of requirements -- you're eligible to write off a large portion of your moving expenses. Here's a rundown.</description><pubDate>Mon, 29 Jun 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/Taxes/PreparationTips/OnTheMoveWatchForDeductions.aspx</link><category>Taxes/PreparationTips/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/Taxes/PreparationTips/OnTheMoveWatchForDeductions.aspx</guid><author>Jeff Schnepper</author></item><item><title>Great with credit, lousy with money</title><description>Credit scores are important, but having great scores doesn't mean you're doing everything right. If you fall for any of these 3 myths you could still get hurt.</description><pubDate>Mon, 29 Jun 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/Banking/YourCreditRating/great-with-credit-lousy-with-money.aspx</link><category>Banking/YourCreditRating/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/Banking/YourCreditRating/great-with-credit-lousy-with-money.aspx</guid><author>Liz Pulliam Weston</author></item><item><title>Shady tax preparers, watch out</title><description>In most states, virtually anyone can hang up a shingle and go into business figuring taxes. The IRS is looking into regulating and perhaps licensing 'unenrolled' agents.</description><pubDate>Thu, 25 Jun 2009 13:31:05 GMT</pubDate><link>http://articles.moneycentral.msn.com/Taxes/AvoidAnAudit/shady-tax-preparers-watch-out.aspx</link><category>Taxes/AvoidAnAudit/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/Taxes/AvoidAnAudit/shady-tax-preparers-watch-out.aspx</guid><author>MarketWatch </author></item><item><title>Money in your 60s: 12 steps to take</title><description>This is your last chance to get retirement-ready. Here's the game plan to make sure your numbers add up before you call it quits at work.</description><pubDate>Thu, 25 Jun 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/12StepsYouMustTakeAtAge60.aspx</link><category>RetirementandWills/CreateaPlan/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/12StepsYouMustTakeAtAge60.aspx</guid><author>Liz Pulliam Weston</author></item><item><title>4 of America's nastiest housing busts</title><description>A look at other big downturns of the past 3 decades suggests that recovery from the current housing crash could take years.</description><pubDate>Wed, 24 Jun 2009 15:50:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/Banking/HomebuyingGuide/when-will-home-prices-recover.aspx</link><category>Banking/HomebuyingGuide/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/Banking/HomebuyingGuide/when-will-home-prices-recover.aspx</guid><author>MSN Money staff</author></item><item><title>How to get a $2,500 tuition rebate</title><description>It sounds too good to be true, but if you meet income qualifications (and are careful with any 529 savings accounts), Uncle Sam is prepared to help cover college bills.</description><pubDate>Tue, 23 Jun 2009 19:31:29 GMT</pubDate><link>http://articles.moneycentral.msn.com/CollegeAndFamily/CutCollegeCosts/how-to-get-a-2500-dollar-tuition-rebate.aspx</link><category>CollegeAndFamily/CutCollegeCosts/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/CollegeAndFamily/CutCollegeCosts/how-to-get-a-2500-dollar-tuition-rebate.aspx</guid><author>Kim Clark, U.S. News &amp; World Report</author></item><item><title>Mortgage help from surprise source</title><description>More troubled homeowners are turning to private mortgage insurers for aid, and the companies are obliging with programs aimed at keeping borrowers in their homes. </description><pubDate>Tue, 23 Jun 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/Banking/HomeFinancing/mortgage-help-from-surprise-source.aspx</link><category>Banking/HomeFinancing/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/Banking/HomeFinancing/mortgage-help-from-surprise-source.aspx</guid><author>SmartMoney</author></item><item><title>How to retire in bad times</title><description>Retiring in a down market puts you in a danger zone. The risk is that you'll run out of money before you're finished living. At a time like this, you need a game plan.</description><pubDate>Tue, 23 Jun 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/how-to-retire-in-bad-times.aspx</link><category>RetirementandWills/CreateaPlan/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/how-to-retire-in-bad-times.aspx</guid><author>Liz Pulliam Weston</author></item><item><title>3 big retirement-savings myths</title><description>For starters, you may not need as much money as you might think, say 2 financial experts who challenge the conventional wisdom.</description><pubDate>Tue, 23 Jun 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/3-big-retirement-savings-myths.aspx</link><category>RetirementandWills/CreateaPlan/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/3-big-retirement-savings-myths.aspx</guid><author>U.S. News &amp; World Report</author></item><item><title>Stop listening to Suze Orman</title><description>The personal-finance guru favors supersimple mantras -- even when they're wrong -- and psychological explanations for all your money problems. Maybe it's time to stop trusting her.</description><pubDate>Tue, 23 Jun 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/stop-listening-to-suze-orman.aspx</link><category>RetirementandWills/CreateaPlan/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/stop-listening-to-suze-orman.aspx</guid><author>James Scurlock, The Big Money</author></item><item><title>10 cutbacks you'll see at work</title><description>With more companies in dire straits, raises, health insurance and 401k matches are vulnerable to being cut. If they're not already gone, they could be soon.</description><pubDate>Tue, 23 Jun 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/10-cutbacks-youll-see-at-work.aspx</link><category>RetirementandWills/CreateaPlan/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/10-cutbacks-youll-see-at-work.aspx</guid><author>U.S. News &amp; World Report</author></item><item><title>Your 5-minute guide to retirement planning</title><description>Even if you're close to retirement and haven't saved at all, late is better than never. Whether you're 30 or twice that, these 18 tips can help put your finances in order before you leave the workplace.</description><pubDate>Tue, 23 Jun 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/Your5MinuteGuideToRetirementPlanning.aspx</link><category>RetirementandWills/CreateaPlan/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/Your5MinuteGuideToRetirementPlanning.aspx</guid><author>MSN Money staff</author></item><item><title>How to retire on $12,000 a year</title><description>An old but often-overlooked strategy can dramatically cut what retirees spend on food, shelter and transportation. (And there could be social benefits in the bargain.)</description><pubDate>Tue, 23 Jun 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/RetireOnTwelveThousandDollarsAYear.aspx</link><category>RetirementandWills/CreateaPlan/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/RetireOnTwelveThousandDollarsAYear.aspx</guid><author>Scott Burns</author></item><item><title>8 ways to botch your retirement</title><description>You don't have to stop working if you don't want to, especially when there are so many easy ways to ensure you'll toil away until your dying day.</description><pubDate>Tue, 23 Jun 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/8-ways-to-botch-your-retirement.aspx</link><category>RetirementandWills/CreateaPlan/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/8-ways-to-botch-your-retirement.aspx</guid><author>Bankrate.com</author></item><item><title>6 money mistakes newlyweds make</title><description>Remember the 'for richer' part of your wedding vows? These financial pitfalls can keep you from fulfilling that pledge.</description><pubDate>Mon, 22 Jun 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/CollegeAndFamily/LoveAndMoney/6-money-mistakes-newlyweds-make.aspx</link><category>CollegeAndFamily/LoveAndMoney/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/CollegeAndFamily/LoveAndMoney/6-money-mistakes-newlyweds-make.aspx</guid><author>Erin Burt, Kiplinger's Personal Finance Magazine</author></item><item><title>Money in your 50s: 8 moves to make</title><description>It's time to plan for your retirement -- where you'll live, what you'll do and what it'll cost. Pay special attention now to career prospects, health and insurance.</description><pubDate>Mon, 22 Jun 2009 04:01:00 GMT</pubDate><link>http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/8MoneyMovesYouMustMakeAt50.aspx</link><category>RetirementandWills/CreateaPlan/</category><guid isPermaLink="true">http://articles.moneycentral.msn.com/RetirementandWills/CreateaPlan/8MoneyMovesYouMustMakeAt50.aspx</guid><author>Liz Pulliam Weston</author></item></channel></rss>