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Extra9/11/2009 12:01 AM ET

Pay with a wave of your hand?

An implantable chip could allow you to charge purchases or even start your car. It'd be convenient, to be sure. But would it be too creepy?

By CreditCards.com

It's a simple concept, really: You inject a miniature radio frequency identifier the size of a grain of rice between your thumb and forefinger and, with a wave of your hand, unlock doors, turn on lights, start your car or pay for your drinks at an ultrachic nightspot.

The problem is, the whole concept is a little geeky for most of us, nauseating for some, Orwellian for a few and even apocalyptic for a smattering of religious fundamentalists.

Forget the science of it -- and yes, it does work remarkably well. Forget the convenience of it. Forget that similar identifying technologies, from bar codes to mag stripes, overcame similar obstacles and are now ubiquitous.

Radio frequency ID implants face a hurdle the others did not: ickiness.

"There is sort of an icky quality to implanting something," says Rome Jette, the vice president for smart cards at Versatile Card Technology, a Downers Grove, Ill., card manufacturer that ships 1.5 billion cards worldwide a year.

How RFID devices work

The RFID technology is un-yucky, however. The implanted tag -- a passive RFID device consisting of a miniature antenna and chip containing a 16-digit identification number -- is scanned by an RFID reader. Once verified, the number is used to unlock a database file, be it a medical record or payment information. Depending upon the application, a reader may verify tags at a distance of 4 inches up to about 30 feet. The RFID implant has been around for more than 20 years. In its earliest iteration, it provided a convenient way to keep track of dogs, cats and prized racehorses. Few took note or voiced much concern.

Then, in 2002, Applied Digital Solutions (now Digital Angel) of Delray Beach, Fla., deployed to its foreign distributors a beta version of its patented VeriChip technology for human use. Two years later, the VeriChip became the first subcutaneous RFID chip to receive FDA approval as a Class 2 medical device.

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One VeriChip distributor in Spain sold the concept to the ultratrendy Baja Beach Club, which offered its patrons in Barcelona and Amsterdam the option of having an implant inserted in their upper arms to pay for their drinks without having to carry wallets in their swimsuits.

Judging by the ensuing outrage, you would think VeriChip had given the pope a wedgie.

'Mark of the beast'?

Web sites sprouted like mushrooms, accusing VeriChip of being the biblical "mark of the beast" predicted in the Book of Revelations as a foreshadowing of the end of the world.

Video: Protect yourself against credit, debit card hackers

CEO Scott Silverman was equally vilified as being tied to Satan or, worse, Wall Street. Big Brother was surely coming, though he'd have to get pretty close to read your implant. Claims that the tags cause cancer based on lab rat tests upped the amps of outrage.

Were people suddenly curious about RFID implants?

Continued: Reaction to the product mixed

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1 - 10 of 521
Friday, September 11, 2009 12:29:35 PM
Imagine... You help a little old lady cross the street and when you get to the other side she's emptied your bank account.
Friday, September 11, 2009 12:55:38 PM
Why put this article out on 9-11? Why not tomorrow? Because it helps with the overall process of de-sensitizing people to the idea. This technology will be put into use and sooner than you think. 8% of the adult population of America is hardcore Christian. The rest are not and will take some convincing, but will go for it. The rest of the world will go for it. Not all, but enough to marginalize those who do not. I talk to lots of young people and when this subject comes up, they think it is cool.  Read your Bible.
Friday, September 11, 2009 1:03:49 PM
Security will be a nightmare.  Any old receiver will be able to record the signal, and any competent hacker will be able to program that response into a similar chip, which can then be used for all nefarious purposes.  By the time you build in enough protection (passwords, etc), you will be better off using a credit card type identifier.
Friday, September 11, 2009 1:11:14 PM

The guns will come out way before that.

 

Probably over socialized medicine if they don't realize it.

 

 Government is interfering with MY RIGHT to PURSUE HAPPINESS.

Friday, September 11, 2009 1:32:27 PM
How lazy do they think we are? How much effort does it take to pull out your wallet and pay for your purchase, seriously... So, if you have this thing in your body and someone hacks you, can they be arrested for theft, personal space invasion and receiver rape? We, as the supposed intelligent race, are getting dumber and dumber. I say we go back to bartering for goods and services and get rid of money all together.
Friday, September 11, 2009 1:38:10 PM
If it could be a convenience and not a horrendous security flaw/loss of privacy that you can't get rid of,  ok.
But hackers would have a field day with it.  They already do.  The new passport wallet cards have RFID in them.  They arrive in a foil lined sleeve stating:  "always carry it in the sleeve for security purposes.  Don't pull it out until you are at the border station".  But of course there could be hackers within range there as well.
It's an old idea that isn't as good as a retina scan.

Friday, September 11, 2009 1:41:22 PM
I'd like to know what plan B, C, and D are when identity theft happens.  If chips would be reprogrammable, then anyone could hack into it.  So, if having a chip implanted, taken out an reimplanted is the option, personally I'm not impressed.  I don't like the idea of having "big brother" watching, as I'm sure there will be some secretive government tracking device hidden in there too that of course would be denied.  I'm not a robot, but having this "chip" sure would make me feel insecure if I just wanted to hide from the world for a while.  I'll keep my cash, checks and credit cards handy, thanks. Mark of the Beast for sure.
Friday, September 11, 2009 2:02:32 PM
If we have these implants, wouldn't bad guys who are looking for identities to steal go around attacking people and removing these chips, possibly by chopping fingertips off or cutting them out to sell the chips on the black market?
Friday, September 11, 2009 2:11:39 PM
Yeah, that's what I want... Some low tech crook to cut off my finger so he can take my car.  Perhaps I'm too old, but I would never go for that, no matter how convenient.
#10
Friday, September 11, 2009 2:27:22 PM
Sounds great to me. Think about it; traveling worldwide without money in you pocket, no credit cards, no passports and  never loose your wallet. Smile
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