In an age of online banking, identity theft and a rapid rise in personal bankruptcy, household money matters aren't as simple as they used to be. Which are better: credit cards or debit cards? Banks or credit unions? Personal loans or home equity lines of credit?

Find answers to these questions and more in MSN Money's archive of personal banking videos. Experts share their secrets to better bankingandoffer advice about banking fees, electronic banking, credit card rates, credit counseling, ways to improve bad credit and how to avoid or survive bankruptcy.

Elsewhere on MSN Money, check out handy tools for evaluating your debt, consolidating your debt, finding the best loan rates, comparing mortgages, building your savings or finding the perfect interest-bearing checking account.

More advice can be found at MSN Money's Decision Centers on banking and bankruptcy.

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Today's National Averages (Mortgage: APR)
TermRate
30-yr Fixed4.35
15-yr Fixed3.84
1 yr. ARM2.29
8/23/2010 1:53:24 PMInforma Research Services
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